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Experience a world of premium possibilities with the FastPay Mastercard Platinum Card. From everyday purchases to exceptional experiences worldwide, enjoy greater spending freedom, complete payment control, and seamless transactions wherever Mastercard is accepted. Smart, flexible, and designed for your lifestyle, the world is always within reach
Clear, competitive, and honest pricing. Explore our standard fees and daily/monthly transaction limits below.
| Fee / Service Scope | Charge |
|---|---|
| New Basic Card | Free |
| Renewal Basic Card | Free |
| Replacement Card | Free |
| Reload Card Fee — Reload transaction <= 200,000 IQD | Free |
| Reload Card Fee — Reload transaction > 200,000 IQD | Free |
| Refund Card | Free |
| Cancel Card | Free |
| Re-issue PIN | Free |
| Activation Fee | Free |
| Card Annual Fee | Free |
| Monthly Card Management Fee | Free |
| Inactivity Fee — For 6 months | N/A |
| Service Charge Fee | 10,000 IQD |
| Fee / Service Scope | Charge |
|---|---|
| ATM Withdrawal Local CBI — National | 0.4% and/or 1,000 IQD |
| ATM Off-us Withdrawal Fee — International | 4% and/or 3,000 IQD |
| E-commerce Transaction Fee | Free |
| Forex Fee | 3% |
| International Exchange Rate (CBI Official) | 1,320 IQD |
| Fee / Service Scope | Charge |
|---|---|
| SMS Notification Service | Free |
| Monthly Account Statement | Free |
| Mobile App Access & Card Control | Free |
| Balance Inquiry | Free |
| Chargeback Request | 3 USD |
| Channel / Scope | Period / Frequency | Limit |
|---|---|---|
|
Reloadability — Per card
Card Lifetime
|
- |
13,000,000 IQD Maximum reloadability
|
|
Reload — Per card
Monthly
|
- |
13,000,000 IQD Maximum reload amount
|
|
Minimum balance required
Card Balance
|
- |
50,000 IQD
|
|
Reload — Per card
Daily
|
- |
2 transactions Maximum reloads per day
|
|
Reload — Per transaction
Daily
|
- |
5,000,000 IQD Maximum per transaction
|
| Channel / Scope | Period / Frequency | Limit |
|---|---|---|
|
ATM Cash Withdrawal
Local CBI / National
|
20 transactions |
2,000,000 IQD aggregate
Max per transaction: 2,000,000 IQD
|
|
ATM Cash Withdrawal
International Off-us
|
20 transactions |
150,000 IQD aggregate
Max per transaction: 150,000 IQD
|
|
In-Store Purchase (POS)
Local CBI / National
|
100 transactions |
5,000,000 IQD aggregate
|
|
In-Store Purchase (POS)
International
|
100 transactions |
500,000 IQD aggregate
|
|
Contactless (Tap & Pay)
NFC Payments
|
20 transactions |
300,000 IQD aggregate
Max per transaction: 100,000 IQD
|
|
E-Commerce (Online Shopping)
Local CBI / National
|
100 transactions |
5,000,000 IQD aggregate
|
|
E-Commerce (Online Shopping)
International Online
|
100 transactions |
500,000 IQD aggregate
|
|
ATM Cash Withdrawal
Local CBI / National
|
50 transactions |
13,000,000 IQD
|
|
ATM Cash Withdrawal
International Off-us
|
50 transactions |
1,500,000 IQD
|
|
In-Store Purchase (POS)
Local CBI / National
|
300 transactions |
13,000,000 IQD
|
|
In-Store Purchase (POS)
International
|
300 transactions |
5,000,000 IQD
|
|
Contactless (Tap & Pay)
NFC Payments
|
200 transactions |
5,000,000 IQD
|
|
E-Commerce (Online Shopping)
Local CBI / National
|
300 transactions |
13,000,000 IQD
|
|
E-Commerce (Online Shopping)
International Online
|
300 transactions |
5,000,000 IQD
|
Download the FastPay app on your iOS or Android device, complete quick verification, and start spending with instant rewards.
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